Terms & Conditions

Last Updated: September 9, 2026

These Terms & Conditions govern your use of TruSwipes.com, operated by TruSwipe Payments. By using this website, you agree to these Terms.

Website Information

Information on this website is provided for general informational and business purposes. TruSwipe Payments provides information regarding payment processing, point-of-sale systems, equipment, pricing programs, and related merchant services.

Website content does not constitute a binding offer or guarantee of services, rates, savings, approval, funding, equipment, or eligibility.

Savings Analyses and Inquiries

Savings estimates or analyses may be based on information or processing statements supplied by a merchant. Actual pricing, fees, savings, equipment availability, funding schedules, and program eligibility may vary based on merchant qualifications, processing history, transaction mix, card types, business type, underwriting requirements, processor requirements, and other factors.

Submission of the website inquiry form does not create a contractual relationship or guarantee approval for merchant services.

Equipment and Third-Party Services

References to third-party products, payment processors, POS systems, trademarks, or services — including Clover and Shift4 Dine — are provided to describe products or solutions that may be available to qualifying merchants. Availability and eligibility may vary.

Third-party products and services may be subject to separate agreements, terms, underwriting requirements, fees, and policies established by the applicable provider.

Cash Discount and Dual Pricing

Availability and implementation of Cash Discount, Dual Pricing, or similar programs may depend on applicable laws, card-network rules, processor requirements, merchant location, and business circumstances. Merchants are responsible for operating any program in accordance with applicable requirements.

No Guarantee of Results

TruSwipe Payments does not guarantee a specific amount of savings, processing rate, approval, equipment offer, funding schedule, or business result. Any estimates or examples are illustrative unless expressly included in a written agreement.

Intellectual Property

Website content, branding, graphics, text, and other materials owned by TruSwipe Payments may not be copied, reproduced, distributed, or used for commercial purposes without permission, except as permitted by law.

Acceptable Use

Users may not misuse the website, attempt unauthorized access, interfere with website operation, submit fraudulent or unlawful information, or use the website in violation of applicable law.

Third-Party Links and Services

The website may contain links to or information about third-party websites, products, or services. TruSwipe Payments does not control and is not responsible for third-party websites, terms, privacy practices, products, or services.

Limitation of Liability

To the fullest extent permitted by applicable law, TruSwipe Payments is not liable for indirect, incidental, special, or consequential damages arising from use of or inability to use this website. Nothing in these Terms excludes liability that cannot lawfully be excluded.

Changes to These Terms

TruSwipe Payments may update these Terms periodically. Updated Terms will become effective when posted on this website with a revised effective date.

Governing Law

These Terms are governed by the laws of the State of Michigan, without regard to conflict-of-law principles.

Contact

Questions regarding these Terms may be directed to: